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	<title>Todd B. Freese &#187; Finances</title>
	<atom:link href="http://www.toddbfreese.com/category/finances/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.toddbfreese.com</link>
	<description>What road are you on?  Don't conform to what others think you should be, be what God made you!</description>
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	<itunes:summary>Don&#039;t conform, be what God made you, on purpose!</itunes:summary>
	<itunes:author>Purposeful U</itunes:author>
	<itunes:explicit>clean</itunes:explicit>
	<itunes:image href="http://www.toddbfreese.com/wp-content/uploads/2009/03/image002.jpg" />
	<itunes:owner>
		<itunes:name>Purposeful U</itunes:name>
		<itunes:email>todd@toddbfreese.com</itunes:email>
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	<managingEditor>todd@toddbfreese.com (Purposeful U)</managingEditor>
	<copyright>2009</copyright>
	<itunes:subtitle>Finding Purpose in Everyday Living</itunes:subtitle>
	<itunes:keywords>education, computer, christian, parenting, fun, food, books, movies, careers,</itunes:keywords>
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		<title>Todd B. Freese &#187; Finances</title>
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		<itunes:category text="Careers" />
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		<item>
		<title>90 Days to Change</title>
		<link>http://www.toddbfreese.com/2009/09/90-days-to-change/</link>
		<comments>http://www.toddbfreese.com/2009/09/90-days-to-change/#comments</comments>
		<pubDate>Sun, 27 Sep 2009 21:03:38 +0000</pubDate>
		<dc:creator>Todd</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Physical Fitness]]></category>

		<guid isPermaLink="false">http://www.toddbfreese.com/?p=534</guid>
		<description><![CDATA[If you haven&#8217;t had a chance watch the video post I made yesterday, September 26, check it out.  It talks about my frustrations and hopes for the next 90 days. I had originally planned on a 30 plan of success, but as I thought about it I realized that for change that may be life [...]]]></description>
			<content:encoded><![CDATA[<p>If you haven&#8217;t had a chance watch the video post I made yesterday, September 26, check it out.  It talks about my frustrations and hopes for the next 90 days.  I had originally planned on a 30 plan of success, but as I thought about it I realized that for change that may be life altering would require a little more than 30 days.</p>
<p>In addition, in 90 days you can totally change your body, your finances, your spiritual life and even create a business that will change not only your life, but the lives of others.</p>
<p>So here goes, 90 days for a new me, and maybe you if you follow along.  Here are the steps I am undertaking:</p>
<ul>
<li>Identify Areas of Need</li>
<li>Access those Areas</li>
<li>Make a Plan</li>
<li>Monitor Plan</li>
<li>Persevere</li>
</ul>
<p>If you are interested in the details of my plan <a href="http://docs.google.com/Doc?docid=0Ad47FSupGsUGZGM3azc1a3pfMjg5ZG1oNDI0Zjc&amp;hl=en">click here</a>.  Check back each day for a new post with a new idea, news or a link to an event or two.  90 days from now, around Christmas, I hope to look differently, feel differently, think differently and have a new outlook on my role in the world.  90 days of new habit, thoughts and ideas, join me on the journey.</p>
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		<title>Goals</title>
		<link>http://www.toddbfreese.com/2009/06/goals/</link>
		<comments>http://www.toddbfreese.com/2009/06/goals/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 17:42:49 +0000</pubDate>
		<dc:creator>Todd</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Physical Fitness]]></category>

		<guid isPermaLink="false">http://www.toddbfreese.com/?p=354</guid>
		<description><![CDATA[What are goals? I once said that dreams are merely goals not written down. How true that is! If you have a dream but fail to put them on paper and give them legs and a time line, then your dream will most likely, go unfilled. But the power of putting it down on paper [...]]]></description>
			<content:encoded><![CDATA[<p><img  class="alignleft" src="http://i.ehow.com/images/GlobalPhoto/Articles/4768896/27602Goals-Posters-main_Full.jpg" alt="" width="157" height="203" />What are goals?  I once said that dreams are merely goals not written down.  How true that is!  If you have a dream but fail to put them on paper and give them legs and a time line, then your dream will most likely, go unfilled.  But the power of putting it down on paper is astounding! You can reach your goals and even exceed them, but they need to have legs.</p>
<p>How do you give them legs? Write it down, break it down and give it a date to be completed.  This is it, as easy as pie, well at least in theory.  One of the most famous acronyms for goal setting is S.M.A.R.T. What do these stand for? Here goes:</p>
<p><strong>Specific </strong>- Make your goal as specific as possible.  For example, if you say I want to get in shape, that is too broad.  A better goal may be, &#8220;I want to weight 165 pounds by the end of the summer&#8221; is specific.</p>
<p><strong>Measurable</strong> &#8211; Using our example from above, if you weigh 190, you know you have to lose 25 lbs and can measure your progress with a scale.</p>
<p><strong>Attainable</strong> &#8211; If you weigh 190 and want to lose 150 lbs, well this would be unattainable, not to mention unhealthy.  Make it you can do in a healthy manner.</p>
<p><strong>Realistic </strong>- Again, losing 25 lbs in two days is not realistic.  As much as I love to play basketball, at 44 years of age and being 5&#8217;10&#8243; tall and saying I want to play in the NBA is not realistic.  There are limits to what we can do, but there is so much we CAN do!</p>
<p><strong>Timely</strong> &#8211; Give your goal a time limit.  In our above example, if you want to shed 25 lbs it might be attainable in 18 &#8211; 25 weeks.  Set a goal and give it a time frame, this becomes your action plan.</p>
<p>So get busy and set some goals, need ideas?  Check out the post below this one and see what I have planned for the summer.  For a great resource on goal setting check out this link:  <a href="http://www.philiphumbert.com/GoalSetting.htm">Goal Setting</a></p>
<p>Good luck and please let me know how your goal setting goes!</p>
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		<item>
		<title>My Goals</title>
		<link>http://www.toddbfreese.com/2009/06/my-goals/</link>
		<comments>http://www.toddbfreese.com/2009/06/my-goals/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 17:40:31 +0000</pubDate>
		<dc:creator>Todd</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Running]]></category>

		<guid isPermaLink="false">http://www.toddbfreese.com/?p=359</guid>
		<description><![CDATA[In the above post I talked about how and why we set goals.  How can one talk about goal setting if they do not practice what they preach, so here are my goals for the summer.  I have several other goals, but these are short term, less than a year, goals I have set for [...]]]></description>
			<content:encoded><![CDATA[<p>In the above post I talked about how and why we set goals.  How can one talk about goal setting if they do not practice what they preach, so here are my goals for the summer.  I have several other goals, but these are short term, less than a year, goals I have set for myself this summer.</p>
<ul>
<li>Train for a marathon (Begin first week of June, continue until October)</li>
<li>Complete Marathon in October (October 3)</li>
<li>Complete my first novel (September 1)</li>
<li>Plan Lessons for first Semester (I teach seventh grade history) (August 25)</li>
<li>Get my &#8220;get-out-of-debt&#8221; plan implemented (August 1)</li>
</ul>
<p>All of these have due dates as you can see, very important.  For more info on goal setting click here: <a href="http://www.philiphumbert.com/GoalSetting.htm">Goal Setting</a></p>
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		<item>
		<title>Glenn Beck Guest Faints</title>
		<link>http://www.toddbfreese.com/2009/04/glenn-beck-has-guest-faint/</link>
		<comments>http://www.toddbfreese.com/2009/04/glenn-beck-has-guest-faint/#comments</comments>
		<pubDate>Tue, 14 Apr 2009 04:41:46 +0000</pubDate>
		<dc:creator>Todd</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Television]]></category>

		<guid isPermaLink="false">http://www.toddbfreese.com/?p=275</guid>
		<description><![CDATA[  A Columbia Law professor faints on live air, Beck offers help. Share Tweet]]></description>
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<p>A Columbia Law professor faints on live air, Beck offers help.</p>
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